A Funeral Plan can protect your loved ones from the unexpected costs and the uncertainty of your personal funeral wishes.
Prepaid Funeral Plans have become an important part of sound financial planning for the future.
The responsibility for arranging the funeral will normal be with either the spouse or a close relative of the deceased. In some situations a family friend may be able to help, especially if the death was sudden and the family are deeply distressed.
Certain things need to be considered, such as whether the deceased is to be buried or cremated. This may be stipulated in the deceased’s Will if one has been made, but there is no legal requirement to follow these wishes. Cremation is normally the cheaper option, with burials costing up to almost 3 time the amount.
A average cost of a basic funeral with a burial now cost £5,033 and and the average cost of a funeral with cremation is £3,885 (Sunlife Cost of Dying report 2021)
These costs should include:
- Professional Services
- Administration costs
- Staff, including bearers
- Funeral Home and presentation of the deceased
When extras are added on, such as cremation/burial fees, Doctors fees, flowers, obituary, newspaper notice, wake venue and catering fees can be far more.
A prepaid funeral plan is a simple way to pay towards the cost of a funeral in advance. Not only can it save your loved ones from having to pay for the costs of the services in your plan, but it can save you money. This is because the cost is fixed at today’s prices. This means your family won’t be left with a big shock when they have to pay for the funeral had you not taken out a prepaid plan.
If you would like a free no obligation private consultation to discuss the plans available please give us a call or go to our contact us page for further information.
Atheneys cover Ringwood, Bournemouth, Poole, Dorset & South Hampshire.